Frequently Asked Questions

A jewelry loan allows you to use qualifying jewelry as collateral to receive cash. Stein’s evaluates the jewelry, determines the loan amount, and explains the loan terms before you decide whether to proceed.

No traditional credit check is required for a jewelry-backed loan. The jewelry serves as the collateral for the loan.

The amount you can borrow depends on the type of jewelry, precious-metal content, diamonds or gemstones, condition, and overall value of the item.

Stein’s Jewelry & Loans are structured around 30-day loan terms. If you need additional time, ask about available loan extension options.

Qualifying items may include gold and diamond jewelry, rings, bracelets, necklaces, watches, and other valuable jewelry. Bring your item to Stein’s so we can determine whether it qualifies.

Loan extensions may be available when you need additional time. Contact or visit Stein’s to discuss your loan and available extension options.

Stein’s Jewelry & Loan buys a variety of jewelry and precious-metal items at its downtown Milwaukee location. Bring in your unwanted jewelry for an evaluation and offer.

Yes. Stein’s buys various types of gold jewelry and precious-metal items, including unwanted, outdated, and broken gold jewelry.

Yes. Broken jewelry may still contain valuable gold, silver, platinum, diamonds, or other precious materials. Bring your broken jewelry in for an evaluation.

Yes. Stein’s purchases qualifying silver and platinum jewelry and other precious-metal items.

Yes. Stein’s buys diamonds, including loose diamonds and diamonds set in rings, earrings, necklaces, and other jewelry.

Yes. You can ask about trading eligible jewelry toward another piece from Stein’s selection. This can be an option if you would rather put the value of jewelry you no longer wear toward something new to you.

Yes. If you have inherited jewelry or pieces from an estate that you no longer want, Stein’s can evaluate the items and discuss your selling options.

Stein’s offers jewelry appraisal services for customers looking for professional insight into the value of their jewelry, diamonds, precious metals, and other valuable pieces.

Depending on the item, appraisals may include rings, necklaces, bracelets, earrings, diamonds, gemstones, gold, platinum, antique jewelry, estate jewelry, and other valuable pieces.

The value of jewelry can depend on several factors, including materials, precious-metal content, gemstones, diamonds, condition, age, craftsmanship, and other characteristics. Bring your jewelry to Stein’s for an evaluation.

Pre-owned jewelry can offer an opportunity to purchase beautiful pieces at prices that may be lower than comparable new jewelry. Selection and pricing vary by piece.

Yes. Stein’s carries a selection of estate, antique, and vintage jewelry, including unique pieces that may not be found in traditional jewelry stores.

If you're looking for something specific, let the Stein’s team know what you have in mind. Through industry connections, Stein’s may be able to help locate a particular diamond, gemstone, style, or unique piece.

Yes. Stein’s offers a changing selection of pre-owned jewelry, including rings, diamonds, gold jewelry, estate pieces, antique jewelry, and other unique finds.

Many types of jewelry can be repaired or restored depending on the piece and the damage. Bring the item to Stein’s so the repair needs can be evaluated.

Yes. Stein’s provides jewelry repair and restoration services to help keep your favorite and treasured pieces looking their best.

Yes. Stein’s offers layaway options that allow customers to purchase a special piece without paying the entire amount upfront. Ask about current layaway terms and requirements.

Stein’s has been serving Milwaukee since 1933, giving the business more than 90 years of experience in jewelry, jewelry buying, and loan services.

Stein’s Jewelry & Loan is located in downtown Milwaukee at 715 W. Wisconsin Ave., near the intersection of 7th Street and Wisconsin Avenue.

A valid photo ID is required for transactions. Bringing any documentation you have about the jewelry, such as an appraisal or purchase information, may also be helpful.

Contact Stein’s Jewelry & Loan  before visiting (414) 276-7296 to confirm current requirements and whether an appointment is recommended for the service you need.